100% Transit Insurance & Claim Settlement Policy
Declared Value Transit Protection, Damage Evaluation, and Fast-Track Reimbursements
Last Reviewed & Audited: August 2026"Detailed explanation of 100% declared value insurance coverage, claim filing steps, and rapid resolution timelines."
Insurance Coverage Scope & Declared Value
Apna Cargo & Movers offers comprehensive 100% Transit Insurance underwritten by top national insurance partners. Coverage protects against accidental collisions, fire, overturned vehicles, and natural highway calamities.
Clients fill out an itemized Declared Value Form during pre-move inventory inspection to lock in exact compensation values.
- Full-Goods Insurance (3% of declared value): Covers accidental damage, breakage, and total loss during transit.
- Car & Bike Insurance: Covers vehicle transit scratch/collision claims based on current IDV (Insured Declared Value).
Fast-Track Claim Filing & Settlement Process
Step 1: Inspect goods upon delivery alongside our unloading supervisor and note discrepancies on the Lorry Receipt (LR).
Step 2: Submit photos/videos of damaged items via our official Claims & Feedback portal (`/claims-feedback`) within 48 hours.
Step 3: Our surveyor verifies the claim within 3 working days, and approved compensation is transferred directly to your bank account.
Explore Related Relocation Services & Policy Protocols
Questions Regarding Our Operational Policies?
Reach our 24/7 Compliance & Support Desk directly.